Frequently Asked Questions

Money Zone USA does not perform credit checks through the three main credit bureaus (Experian, Equifax, TransUnion). A credit check may be executed to determine creditworthiness through an alternative provider which may or may not affect your credit score.

Unlike paydays loans, an “Installment Loan” allows you to get the money you need today, without having to repay the loan in full on your next pay day. Installment Loans allow you to repay the balance in smaller, affordable payments which are usually broken down according to your pay schedule and is expected to be repaid, in full, between 4 to 12 months.

Installment “Title” Loans are pretty much the same as an installment loan which allows you to repay the balance in small, affordable payments. The difference between the two is that this type of loan is secured with your vehicle’s title. The great thing about this type of loan is even though it’s secured with your vehicle’s title, you still get the luxury of keeping your vehicle.

A “Payday Loan” also referred to as a cash advance or a pay day advance, is a short-term loan designed to help you cover small, often unexpected expenses, such as vehicle repairs, medical payments, and other emergency costs. The balance of a payday loan(s) is paid in full on your next payday; typically, up to two to four weeks from the date the loan was issued. With this loan, you can receive up to $410 cash.